Regular medical checkups help the people in leading a healthy life without any worries. With the growing importance of health care checkups, the health insurance providers have started to roll out preventive healthcare checkups as a complementary feature. While, other insurers offer cost-effective compensation for the same. List of Medical Tests Your Health Insurance Covers. 8 of the most common medical tests offered by your health insurance plan annually are-Blood sugar test; Blood pressure test; General physical examination; Complete blood count; Examination for vitamin deficiencies; Urine test (Culture and Routine) Kidney function test; Lipid profile Health insurance offers financial protection through medical expenses coverage when in case of health emergencies. The main benefits include the costs of hospitalization, outpatient care, surgery and medical check-up. Meanwhile, additional benefits or riders include maternity, dental, and eye care. A free health check-up is a periodical or routine set of medical tests that policyholder can take in any nearby hospitals depending on his/her health insurance plan. Free health check up in a policy helps to analyse his/her current health conditions. To get more information, read this TATA AIG blog. Buying health insurance without pre-policy medical check-ups may lead to the possibility of a higher premium, as the insurer is taking a chance by offering you health coverage. Only through a medical check-up, the insurer comes know about your health condition. As offering health cover to a person with less risk appetite would be beneficial for Bmrg.

insurance cover medical check up